Cash & Capital

Growth Cash Crunch / Expansion Runway

Check whether your cash reserve actually covers a growth push, a new crew, truck, or hire, before it becomes self-sufficient.

Growth investment cost$Current cash reserve$Monthly burn during ramp$/monthRamp periodmonths

Cash shortfall$24,750

Total cash needed$57,000

Runway from reserve alone10.75 months

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Next Decision

Based on your results, these related decisions are available.

Line of Credit Sizing for Seasonal Cash GapsIf this shows a shortfall, size a credit line to cover it.

Want to Learn More?

GuideBranch Expansion: The Break-Even Nobody RunsA second location is a bigger bet than a second crew: $150,000 to start, $180,000 a year in new overhead, and 24 months to break even even when the case is viable, not strong. Running the cash-runway math before signing a lease is what turns a viable case into a survivable one.

Methodology

Formula: Total cash needed = growth investment cost + (monthly burn × ramp period). Shortfall = max(total cash needed - current cash reserve, 0). Runway = current cash reserve / monthly burn.

Assumption: Current cash reserve should reflect your actual available cash, not blindly your reserve target if the real number differs.

Limitation: Runway is null when there is no ongoing monthly burn to divide by (a one-time-cost-only growth push).